Easily, the biggest problem I see when dealing with clients who have been seriously or fatally injured is insufficient automobile insurance coverage. Everyone makes assumptions when they’re involved in an accident that it’s not their fault.
First, everyone assumes that someone will pay for their injuries. Second, they assume that the other driver has sufficient insurance. Unfortunately, the reality is that many drivers either have no insurance or very little insurance. To confront this problem, you should perform an inventory of your insurance coverage to make sure you are protected.
I previously wrote a post on the topic involving UM coverage. After reading that post, be sure to call us today with any questions about your coverage.