Insurance companies are rapidly changing the way they sell insurance and these changes affect your coverage. First, insurance companies are attempting to remove agents from the process. If you’ve noticed, insurance companies are now seeking to sell insurance to you directly. Many companies encourage you to call or click today; inviting you to order insurance directly online or through a …
Practice Pointer #1: Always Watch Your Money
I enjoy teaching young attorneys who are just starting their solo practice how to manage their own business. In nearly sixteen years of private practice, I’ve learned by doing and now enjoy sharing my experiences. Lesson 1. Always watch your own money. Read Accounting for Dummies or any similar introduction to accounting. Understand the following basic accounting and tax concepts: …
Which insurance company should fix my car?
One of the first questions we are asked by new clients is which insurance company should fix their car. Many people do not realize they actually have two choices. The first choice is to have your insurance company pay for the repairs. The second choice is to have the at fault driver’s insurance company pay for the repairs. Each option …
Do I need UM coverage?
Uninsured motorist coverage, or “UM” for short, is designed to protect you in the event of an accident. UM coverage is found on your auto insurance policy. It is coverage designed to pay you for your injuries if the other driver involved in an accident with you has insufficient insurance. In other words, if the at-fault driver has no insurance, …
Understanding Your Insurance Policy
Did you know that your insurance company can change your insurance coverage without requiring your signature? The policy of insurance you have with the insurance company is a legally enforceable contract. Therefore, anytime the insurance company wishes to change the terms of your policy, they must provide you with notice. In fact, insurance companies frequently change their insurance polices by …
Updated Parkers Farm Food Recall
Parkers Farm, Inc., has revised their original recall to include a very long list of products as of January 15, 2010. All of the listed food items have been recalled, no matter the date code, due to concerns over listeria contamination. People who own these products should stop using them and contact the manufacturer. Listeria monocytogenes are organisms that can …
Crib Recall
The U.S. Consumer Product Safety Commission and two distributors, Caramia Furniture and Mother Hubbard Cupboard’s of Ontario, Canada, issued a voluntary recall of the “Diane” drop side crib on Thursday, January 14, 2010. People who own these products should stop using them and contact the manufacturer. The recall was issued because the slats on the cribs drop-side can detach from …
Gas Can Recall
The U.S. Consumer Product Safety Commission and No-Spill LLC issued a voluntary recall of the No-Spill 5-gallon Gasoline Cans. People who own these products should stop using them and contact the manufacturer. The recall was issued because the gas containers may leak fuel where the spout is attached to the can. Obviously this is may be extremely dangerous to the …
What is my claim worth?
The value of a claim is based on many different factors that depend on the circumstances of your case. First and foremost, there must be negligence. That is, the at-fault driver must have driven in a way that a normal and carefully prudent driver would not have driven in the same situation.
Long Term Neuropsychological Effects from a Closed Head Injury
Personal injury victims who’ve sustained closed head injuries may suffer long term impairments. Beyond the initial physical trauma to the brain, there is a pervasive risk of neuropsychological dysfunction. These effects range from temporary to permanent, depending on the part of the brain affected.