Diminuation of Value represents the lost value of a vehicle after it has been repaired. The law says that once your car is fixed you can still recover the loss in value that represents its “diminished value.” This issue usually arises when one’s car has been damaged in an accident and is repaired. Eventhough the car is fixed, it remains a …
Medpay
THE PROBLEM You will have to pay the bills if you’re hurt in a car accident and you don’t have health insurance; even if it’s not your fault. Here’s another problem. You may have to pay back your health insurance company if they pay your medical bills after a motorcycle accident; even if it’s not your fault. For nearly twenty years, …
Uninsured Motorist Coverage
THE PROBLEM Last Sunday Night, I had the chance to talk with a friend, Abraham Abukar at WATB AM 1420 which serves the Somali Community in DeKalb County. We spoke about uninsured motorist coverage (or “UM Coverage”). For close to twenty years, I have represented accident victims injured or killed in auto, trucking and motorcycle accidents. One of the biggest problems …
Who Should Pay My Medical Bills?
You should have medical payments coverage on your auto policy even if you have health insurance. Why? Because if you are injured in a car accident and your health insurance pays your medical bills, they will seek to get this money back. Medical payments coverage will also pay with no deductible and no co-insurance payments.
Getting Your Deductible Back
One of our previous posts highlighted an option that many individuals overlook when they are involved in an automobile collision – filing a first party claim. If you have collision coverage on your insurance policy, your insurance company will pay for your vehicle repairs. In order to do so, you the insured pay a portion of those costs, which is …
What’s in your auto policy?
Easily, the biggest problem I see when dealing with clients who have been seriously or fatally injured is insufficient automobile insurance coverage. Everyone makes assumptions when they’re involved in an accident that it’s not their fault. First, everyone assumes that someone will pay for their injuries. Second, they assume that the other driver has sufficient insurance. Unfortunately, the reality is …
Which insurance company should fix my car?
One of the first questions we are asked by new clients is which insurance company should fix their car. Many people do not realize they actually have two choices. The first choice is to have your insurance company pay for the repairs. The second choice is to have the at fault driver’s insurance company pay for the repairs. Each option …
Do I need UM coverage?
Uninsured motorist coverage, or “UM” for short, is designed to protect you in the event of an accident. UM coverage is found on your auto insurance policy. It is coverage designed to pay you for your injuries if the other driver involved in an accident with you has insufficient insurance. In other words, if the at-fault driver has no insurance, …
What is my claim worth?
The value of a claim is based on many different factors that depend on the circumstances of your case. First and foremost, there must be negligence. That is, the at-fault driver must have driven in a way that a normal and carefully prudent driver would not have driven in the same situation.
Is it too late to pursue my claim?
When you get into a car accident, no matter how big or small, you have a certain amount of time to pursue a claim. This principle is called the Statute of Limitations. There are different statutes for every state and type of law, but let’s talk about how these relate to personal injury in Georgia.