Getting Your Deductible Back

One of our previous posts highlighted an option that many individuals overlook when they are involved in an automobile collision – filing a first party claim. If you have collision coverage on your insurance policy, your insurance company will pay for your vehicle repairs. In order to do so, you the insured pay a portion of those costs, which is …

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Protecting Your Claim from an ERISA Lien

The Employee Retirement Income Security Act of 1974 (“ERISA”) is a federal law that governs retirement, health, life, and disability benefits for Americans. ERISA sets minimum standards for most voluntarily established pension and health plans in the private industry to provide protection for individuals in these plans. ERISA requires plans to provide participants with plan information including important information about …

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Practice Pointer #2: Five Tips On How To Get Cases

Young referring attorneys typically provide my firm with its largest and best injury cases. In turn, I enjoy teaching young trial attorneys how to manage their solo practice. In nearly sixteen years of private practice, I’ve learned by doing and now enjoy sharing my experiences. The biggest question facing a new attorney is how to get clients. 1. Develop a …

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What’s in your auto policy?

Easily, the biggest problem I see when dealing with clients who have been seriously or fatally injured is insufficient automobile insurance coverage. Everyone makes assumptions when they’re involved in an accident that it’s not their fault. First, everyone assumes that someone will pay for their injuries. Second, they assume that the other driver has sufficient insurance. Unfortunately, the reality is …

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Should you “call or click today” when buying insurance?

Insurance companies are rapidly changing the way they sell insurance and these changes affect your coverage. First, insurance companies are attempting to remove agents from the process. If you’ve noticed, insurance companies are now seeking to sell insurance to you directly. Many companies encourage you to call or click today; inviting you to order insurance directly online or through a …

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Practice Pointer #1: Always Watch Your Money

I enjoy teaching young attorneys who are just starting their solo practice how to manage their own business. In nearly sixteen years of private practice, I’ve learned by doing and now enjoy sharing my experiences. Lesson 1. Always watch your own money. Read Accounting for Dummies or any similar introduction to accounting. Understand the following basic accounting and tax concepts: …

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Congress Begins To Agree On Financial Reform Bill

The Senate Banking Committee believes an accord might be possible to get the Financial Reform Bill passed through Congress this year. Richard C. Shelby of Alabama, the senior Republican on the panel, said that he and the committee’s Democratic chairman, Christopher J. Dodd of Connecticut, “agree on probably 90 percent” of “just about everything” in the legislation. Read more from …

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Which insurance company should fix my car?

One of the first questions we are asked by new clients is which insurance company should fix their car. Many people do not realize they actually have two choices. The first choice is to have your insurance company pay for the repairs. The second choice is to have the at fault driver’s insurance company pay for the repairs. Each option …

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Do I need UM coverage?

Uninsured motorist coverage, or “UM” for short, is designed to protect you in the event of an accident. UM coverage is found on your auto insurance policy. It is coverage designed to pay you for your injuries if the other driver involved in an accident with you has insufficient insurance. In other words, if the at-fault driver has no insurance, …

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Understanding Your Insurance Policy

Did you know that your insurance company can change your insurance coverage without requiring your signature? The policy of insurance you have with the insurance company is a legally enforceable contract. Therefore, anytime the insurance company wishes to change the terms of your policy, they must provide you with notice. In fact, insurance companies frequently change their insurance polices by …

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